Ripple is built on a gateway system that serves hundreds of servers around the world. That is, the company uses distributed data ledger technology, but its architecture is radically different from the typical blockchain.
Cryptogold, as conceived by the creators, was originally supposed to become an alternative to fiat (dollar, euro, etc.) money without their inherent drawbacks. The Ripple network has a different task: to provide a free exchange of assets between users with almost instant transactions and minimal fees.
Ripple allows you to conduct transactions with any currencies and assets in general. This gives the project a huge potential for development. There is no mining as such in the Ripple system, so you can only buy ripple. This is easy to do through online exchangers. You can choose an exchange for buy ripple here https://www.bestchange.com/visa-mastercard-usd-to-ripple.html
BestChange is a free Internet-service intended to help finding electronic currency exchange services with the best exchange rates. BestChange monitors exchange rates in several hundred reliable exchangers and equips you with all the information you need to select the best exchanger to transfer your money.